News and blog

Questions to ask yourself BEFORE you retire

I am pleased to annouce that we have recently added to our library of Free Guides and have published “Questions to ask yourself BEFORE you retire”.

This insightful booklet will highlight all the questions you need to ask yourself as you approach retirement and get ready for the biggest remaining change in your life. Remember - what you decide now could have an impact on your life for the next 25 years.

The booklet explores everything from how your health affects your retirement plans right through to how to find any old lost pensions that may be gathering dust.

National Savings & Investments Index Linked Savings Certificates are back!

You may have heard that National Savings & Investments (NS&I) has issued index-linked savings certificates are back on general sale.

NS&I withdrew the investments from the market after sales volumes of the products exceeded expectation back in July 2010.

But it announced in March that after being handed a £2 billion net financing target for 2011/12 in the Budget, it was able to reintroduce them into the market.

What options do you have at Retirement??

As one of the most requested topics, I am delighted to confirm that we will be running a seminar entitled Navigating The Retirement Maze – Your Options at Retirement on 26th May 2011 at the Botley Park Hotel.

When you come along to our Free Retirement Planning Seminar, you’ll learn:

  • What options are available to you at retirement
  • What steps you can take to maximise your income in retirement
  • How the new pension rules affect you and your retirement plans
  • The importance of keeping your options open throughout your retirement to handle any unforeseen expenses that may occur
  • The value of independent advice at this crucial time
  • Plus much, much more!

Our clients agree that our approach has simplified their financial worries and they can now enjoy a stress-free retirement.

Freedom to cash in your entire pension...

Wealthy retirees will be for the first time able to withdraw their entire pension pot following the new rules for Income Drawdown which came into effect this month.

Flexible drawdown will allow pensioners who are income rich but cash poor the opportunity to free up capital to pay for holidays, clear mortgages and help the kids.

The all new Flexible Drawdown is only available to those who will not become a burden on the State by securing a minimum guaranteed income of £20,000 a year.

Half of population has no will

More than half of British adults don't have a will, putting their heirs at risk of paying hefty legal bills to untangle estates and worringly more than a fifth of over 65s have not written a will!!

Research by Standard Life found that nearly two-thirds (60pc) of 35 to 44-year-olds didn't have a will, while two-fifths (38pc) of 45 to 54-year-olds, a third (32pc) of 55 to 64-year-olds and more than a fifth (22pc) of over 65s were without a will.

Read full article http://www.telegraph.co.uk/finance/personalfinance/consumertips/8473497/Half-of-population-has-no-will.html

Did I hear a Tweet??

Twice as many 50-60 year olds than 18-24 year olds in the United Kingdom use Twitter, according to research from Nielsen Online.

Audience figures showed 50-64 year old users account for 22% of the entire Twitter audience, which just goes to show that you are never too old to learn new tricks.

So in order to keep up with our clients, we have delved into the exciting world of Social Media and are very happy to announce you can now follow us on Twitter @RetireHappyPlan – we will be tweeting any changes in pensions, investments, current markets, and even posting the odd picture from the team hard at work to shots of the glorious Meon Valley in the sunshine.

Follow us via the link on our website http://www.retirementis.co.uk/

FREE seminar – The Retirement Maze – You Options at Retirement

As one of the most requested topics, I am delighted to confirm that we will be running a seminar entitled Navigating The Retirement Maze – Your Options at Retirement on 26th May 2011 at the Botley Park Hotel.


When you come along to our Free seminar, you’ll learn:

  • What options are available to you at retirement
  • What steps can you take to maximise your income in retirement
  • If State pension deferral is right for you
  • How the new pension rules affect you and your retirement plans
  • Plus much, much more!

 

It would be great to see you at our seminar, to book your place all you have to do is simply call the office on 01489 878300.

 

All existing clients who bring a friend to the seminar will be rewarded with some Wickham Vineyard wine (please note friends name while booking to qualify)

The Money Advice Service - or is it?

You may have heard about the Governments new initiative The Money Advice Service, a new one stop shop to help people manage their finances – it’s independent, doesn’t sell anything and is available online, over the phone or face to face.

The idea is that it will work a bit like NHS Direct, allowing consumers to ring up with queries or search the website, which brings together a wealth of information, interactive tools and links to further resources.

Collaborative law: the better way of divorcing

Collaborative law is a relatively new way of dealing with the breakdown of family relationships. It enables separating couples to opt out of the court process and instead resolve their differences in roundtable meetings with their (ex) partner and respective lawyers. Joanne Houston, of Just Family Law in Hampshire, has been trained as a collaborative lawyer for 5 years and recommends the process. "It is the best route for separating and divorcing clients seeking to achieve a dignified, non-aggressive solution, avoid acrimonious court proceedings, retain control of decisions affecting the family and retain positive family relationships."

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Contact us

Retirement and Investment Solutions
5 Lancer House, Hussar Court
Waterlooville
Hampshire, PO7 7SE

T: 01489 878300
F: 0870 0104883
E: advice@retirementis.co.uk