The average house price stood at just over £166,500 at the end of August following an avergae fall of 0.9 per cent in residential property values during the month.
Here at RIS we are constantly educating our customers, be it during our face to face meetings with new clients, our annual review process, one of our useful seminars or via some of the content we publish in our popular guides.
I am beavering away in the office helping my clients plan for their future life and have just looked out of the window. How gloomy can an August day be in the UK? To top this, a client I had a meeting with today tells me that he has bought a Schooner which he charters out in the Grenadines and Caribbean and promptly gets me to look at his website where there are photos of coral blue seas, white sandy beaches and schools of dolphins swimming alongside.
So men make better bosses than women, or that’s the claim being made today! Looking back over my career I’ve worked for both men and women, some good, some bad and I can’t actually decide if gender had any influence on their performance as a leader.
Coins have been in use for over 2,600 years and bank notes for over 1,000 years – surely it’s time we got rid of cash.What do we use it for anyway that can’t be paid some other way – how many businesses, shops, pubs, garages etc are there that don’t offer some other means of payment like debit or credit cards.
You may have noticed that RIS are on a mission to support people as they plan for and enter retirement and that we have built up a little of community of local, proactive people who are all taking their retirement plans seriously.
It is now some days since the most important general election for decades and what we are left with is uncertainty. At a time when we desperately need leadership and strong government what really happened was a set of extraordinary and inconclusive results. It may be some time yet before a true picture of how our country is governed emerges. In turn that may be a short term gesture. Will it really be too long before we are again at the polls deciding on a government with a strong and decisive mandate to govern?
Exercise of the brain is as important as exercise of the muscles. As we grow older, it's important to keep mentally alert. If you don't use it, you lose it! Below is a very private way to gauge your loss or non-loss of intelligence.
Like so many industries Financial Services rarely sits still. Nowadays we strive for greater professionalism and knowledge and recognition of this continuing professional development is a benchmark by which we are often held accountable.
Clients expect us, as their financial advisers, to understand their needs, goals and help them find solutions. How do we know what a client needs? We ask them—and then we listen to the answers. We all follow the first part of this process, but are not so good at the second.